What is the 2026 nisab amount?

The 2026 nisab is 80.18 grams of pure gold (approximately £6,000 / $7,200 / €6,800) or 561 grams of silver (approximately £550 / $660 / €620). Classical Islamic jurisprudence offers both thresholds; the lower (silver) nisab benefits more recipients, while the gold nisab is also widely used. Bakara 195 uses the silver nisab as a conservative default.

What is the zakat rate?

For cash, gold, silver, commercial goods, and stocks, the zakat rate is 1/40 or 2.5%. If your zakat base is £10,000, you pay £250. Different rates apply to agricultural produce and livestock.

How do I calculate my zakat?

Five steps: (1) List all assets (cash, gold, deposits, stocks, crypto, commercial inventory). (2) Subtract due debts and essential needs. (3) Find net zakatable wealth. (4) Verify it exceeds the nisab. (5) Multiply by 0.025.

Quran 9:60 specifies 8 categories: (1) the poor, (2) the destitute, (3) zakat administrators, (4) those whose hearts are reconciled to Islam, (5) for freeing slaves, (6) those in debt, (7) in the cause of Allah, (8) the wayfarer. Parents, children, spouses, and the wealthy may not receive zakat; classical Islamic jurisprudence also typically restricts zakat to Muslim recipients.

Is online zakat valid?

Yes, online zakat is religiously valid according to Islamic rites. What matters is that the funds reach an eligible recipient; physical handover is not required. Bakara 195 distributes your zakat per the Quran 9:60 categories.

When should zakat be paid?

Zakat is due when one lunar year (354 days) has passed on assets that meet the nisab. Many Muslims practically choose Ramadan as their zakat month — this is sunnah and widely practiced. Delaying zakat after it becomes obligatory is not permissible.

Islamic Obligation

Calculate & Pay Your Zakat

Zakat is one of the Five Pillars of Islam: 2.5% of qualifying wealth held for one lunar year, given to those in need.

2026 Nisab (80.18g gold)

≈ £6,000 ($7,200 / €6,800)

Zakat Calculator

Gold and Silver (£)

Current value in GBP (£)

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Investments (£)

Stocks, funds, cryptocurrency

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Net Wealth

£0

Below nisab — zakat not required

£0

Zakat Information

Zakat Applies To

• Gold and silver (by gram or market value)
• Cash (GBP, USD, EUR, etc.)
• Investments (stocks, funds, crypto)
• Commercial inventory and goods
• Rental-income property
• Receivables (debts owed to you)

Zakat Does Not Apply To

• Your primary residence
• Personal use vehicle
• Personal belongings, clothing
• Essential household items